Terms of Service

Your Personal Cybersecurity Newsletter

Last updated: 12-15-2025

1. Purpose of This Publication

Your Personal Cybersecurity Newsletter is an educational publication intended to help individuals better understand personal cybersecurity, online safety, privacy, and digital risk. Content may include explanations, commentary, opinions, tools, examples, and general best practices.

This publication is for informational and educational purposes only.

2. No Professional Advice

Nothing published in this newsletter constitutes:

• Legal advice

• Financial advice

• Medical advice

• Professional cybersecurity, IT, or consulting services

You should not rely on this publication as a substitute for advice from qualified professionals who are familiar with your specific situation.

Cybersecurity decisions are inherently personal and context-dependent. What works for one person or organization may not be appropriate for another.

3. No Liability or Responsibility

To the fullest extent permitted by law:

• I make no guarantees about the accuracy, completeness, reliability, or suitability of any information provided.

• I am not responsible for any loss, damage, harm, or consequences—direct or indirect—that may result from using, misusing, or relying on information from this publication.

• This includes, but is not limited to, data loss, financial loss, identity theft, account compromise, service disruption, or legal consequences.

You are solely responsible for your own actions, decisions, and outcomes.

4. Ever-Changing Nature of Cybersecurity

Cybersecurity tools, threats, platforms, laws, and best practices change frequently. Information that is accurate at the time of publication may become outdated.

I make no commitment to update past posts, and readers are responsible for verifying current relevance and accuracy.

5. Third-Party Tools, Links, and Services

This publication may reference or link to third-party websites, tools, products, services, or companies.

• I do not control or endorse third-party content unless explicitly stated.

• I am not responsible for third-party privacy practices, security practices, availability, or performance.

• Any use of third-party services is at your own risk and subject to their terms and policies.

6. Paid Subscriptions (If Applicable)

If paid subscriptions are offered:

• Payments, billing, cancellations, and refunds are handled by Substack according to their platform policies.

• Access to paid content does not include individualized support, consulting, or personalized advice unless explicitly stated in writing.

7. Intellectual Property

All original content published in this newsletter—including text, graphics, and downloadable materials—is protected by copyright.

You may:

• Read, share links, and quote brief excerpts with attribution

You may not:

• Reproduce, republish, sell, or redistribute content in full without written permission

8. Acceptable Use

You agree not to:

• Misrepresent this publication or its content

• Use content for unlawful or malicious purposes

• Imply endorsement, certification, or professional relationship where none exists

9. Changes to These Terms

I may update these Terms of Service at any time. Continued use of the publication after changes constitutes acceptance of the revised terms.

10. Contact

For questions related to this publication or these terms, you may contact me through the Substack platform.